Microsoft brings a big update to its Mobile Wallet app with NFC tap to pay feature. Now Microsoft is taking head to head competition with Apple Pay, Samsung Pay, and Android Pay.

This feature is currently available in Windows Insider program and will be soon available for commercial purposes. Like all other wallets it works only on companies own software.

You will need a Lumia 650, Lumia 950, or Lumia 950 XL smartphone to use this feature that have Windows 10 Mobile operating system.

This service supports MasterCard and Visa from eight major banks and credit unions and it will works on more than 1 million retail locations, according to Microsoft.

Microsoft Wallet will also provides one convenient place to store reward and membership numbers so all customers have to do is reference or scan them right from their phone.

While this feature is not a big game changer for Microsoft but it shows companies commitment to it mobile platform.

“We’re fully committed to that 4-inch screen, there will be a time for it to be our focus, but right now it’s part of the family but it’s not the core of where I hope to generate developer interest over the next year,” Windows chief Terry Myerson said.

“There’s no lack of recognition to realize how important that form factor is, but for Microsoft with Windows and for our platform it’s the wrong place for us to lead”

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